Address
138 St. James Street S, Waterford, ON
Price
$ 949,000
Property Attributes
- MLS#40856474
- TypeSingle Family
- Listing Status Active
- CityWaterford
- AreaWaterford
- NeighbourhoodWaterford
- Postal CodeN0E 1Y0
- StyleVictorian
- Year Built1895
- Taxes$ 6285
- Price$ 949,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2420
- Lot Size0.41 Acres
Data Source:
Ontario Regional (ITSO)
Property Description
A rare offering in the heart of Waterford — this 1895 Victorian, architecturally updated in 1936, has been cared for by the same family for over two decades, and it shows in every detail. Solid brick construction, two classic covered porches, and mature, once-showcased gardens set the tone before you even step through the door. Inside, over 2,400 square feet unfolds across two storeys: a warm eat-in kitchen, a main floor office, a main floor 2-piece bathroom, and a formal dining room, all connected by rich hardwood floors, crown moulding, antique light fixtures, and etched and stained-glass details true to the home's era. The living room anchors it all with a gas fireplace and custom hardwood cabinetry, while a sunroom off the main level houses a hot tub — the perfect spot to unwind. Upstairs, 4 generous bedrooms include a primary suite with its own 3-piece ensuite, plus a second full bath serving the rest of the level. Outside, the 0.41-acre lot is a private retreat framed by trees, hedges, and fencing, complete with a gazebo, patio, and beautifully kept gardens. The detached double garage doubles as a coach house, with a generous sized entrance area below and a self-contained loft studio above — kitchenette, bed/sitting room, and 3-piece bath included, ideal for guests, extended family, or added income potential. Just a short walk from the Waterford ponds, boat launch, and the scenic Waterford Heritage Trail connecting to Port Dover and Brantford, with the Wishbone Brewery, antique market, and other local shops all close by, this is a home with character, history, and room to grow into — set in one of Norfolk County's most walkable small towns. And with Waterford perfectly located just a short drive to all major centres for shopping, entertainment, and employment, you get small-town charm without sacrificing convenience.
| Price History | |
|---|---|
| 8/19/2026 | Listed $949,000 |
General Features
| Living Area | 2420 |
|---|---|
| Sewer | Sewer (Municipal) |
| Heating | Gas Hot Water |
| Cooling | Ductless |
| Utilities | Cable Available,Electricity Connected,Garbage/Sanitary Collection,Natural Gas Connected,Recycling Pickup,Street Lights |
| Roof | Asphalt Shing |
| Appliances | Instant Hot Water,Water Heater Owned,Water Softener,Built-in Microwave,Dishwasher,Dryer,Hot Water Tank Owned,Refrigerator,Stove,Washer |
| Zoning | R1-A |
| Garage Spaces | 2 |
| Patio/Porch Features | Patio,Porch,Enclosed |
| Architectural Style | Victorian |
| Security Features | Carbon Monoxide Detector,Smoke Detector |
| Construction Materials | Brick,Wood Siding |
| Exclusions | Central Vac Power Head, Concrete Patio Benches, Planter Pots, Garden Ornaments, Art & Decor, Wine Rack |
| Year Built | 1895 |
| Stories Count | 2 |
| Property Subtype | Single Family Residence |
| County | Norfolk |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | false |
| Garage Y/N | true |
| Other Structures | Gazebo,Shed(s) |
| Total Rooms | 19 |
| Full Baths | 2 |
| Status | Active |
| City | Waterford |
| Senior Community Y/N | false |
| Open Parking Spaces | 6 |
| MLS Area | Waterford |
| Lot Size Units | Acres |
| Lot Size Square Feet | 17859.6 |
| Carport Y/N | false |
| Spa Features | Hot Tub |
| Property Attached Y/N | false |
| MLS Area Minor | Waterford |
| Virtual Tour | https://youtu.be/nVGqTP-nZxo |
| Building Area Units | Square Feet |
| Standard Status | Active |
| Year Built Source | Estimated |
| Virtual Tour | https://youtu.be/qhiwqytCeI8 |
Interior Features
| Interior Amenities | Central Vacuum,Ceiling Fan(s),In-Law Floorplan,Upgraded Insulation |
|---|---|
| Basement | Separate Entrance,Walk-Up Access,Full,Unfinished |
| Total Fireplaces | 1 |
| Fireplace Features | Living Room,Gas |
| Kitchen Level | Main |
| Air Conditioning Y/N | false |
| Heating Y/N | true |
| Window Features | Window Coverings |
| Fireplace Y/N | true |
| Above Grade Finished Area | 2420 |
| Half Baths | 1 |
| Laundry Features | In Basement,Sink |
| Total Bedrooms | 4 |
| Main Level Bathrooms | 1 |
| Below Grade Finished Area Unit Type | Square Feet |
| Above Grade Finished Area Source | LBO Provided |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Landscaped,Lawn Sprinkler System |
|---|---|
| Fencing | Fence - Partial |
| Parking Features | Detached Garage,Garage Door Opener,Asphalt |
| Lot Features | Urban,Rectangular,Dog Park,Near Golf Course,Library,Park,Place of Worship,Rec./Community Centre,Schools,Trails |
| Water Source | Municipal-Metered |
| Total Parking | 8 |
| Inclusions | Built-in Microwave,Carbon Monoxide Detector,Central Vac,Dishwasher,Dryer,Garage Door Opener,Hot Tub,Hot Water Tank Owned,Refrigerator,Smoke Detector,Stove,Washer,Window Coverings,All Basement Furniture & Shelving Included. All Utility Room Furniture & Shelving Included. |
| Lot Size Area | 0.41 |
| Foundation Details | Stone |
| Spa | true |
| Building Area Total | 2420 |
| Lot Dimensions | 107 x 169.15 |
| Lot Size Acres | 0.41 |
| Frontage Length | 107.00 |
| Frontage Type | West |
| Lot Size Source | MPAC |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Crops Included Y/N | false |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No Strata Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Data provided by the Ontario Regional Technology & Information Systems. The information is deemed reliable, but is not guaranteed. Not intended to solicit buyers or sellers, landlords or tenants currently under contract.
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